This was very funny to me. My car was rear ended. The rear bumper was gone and the one tail light was gone also. I got an estimate from the insurance to repair my car. I went to one Auto body shop and asked for estimate. The first thing they asked, is insurance involved? I said yes. They said they have to see the insurance quote to give me correct estimate. They said sometime the insurance list used body parts in quote and can neglect inner damage etc. Well I did not get any quote. So I went to another Auto Body shop and asked for my car to be fixed. They refused to fix it and even did not give rough quotes because they have to see the quote from the insurance. They said it can be a lot more than what they estimated.
The funny thing is the car was right in front of them. It was perfectly drivable car. They could see the rear bumper gone and one tail light damaged, but they couldn’t trust their own judgement how much it would cost to repair. Not even a rough estimate. They instead insisted it could cost a lot more than what the insurance estimated. To me this was a clear fraud that Auto Repair body shops do. I do not blame them entirely but in this case, the car was right in front of them and they did not even give a rough estimate!